Perhaps the greatest advantage of the HCF Giving Fund or HCF Legacy Fund is that you are able to claim an immediate tax deduction for your gift – yet take the time to prayerfully consider which charities you wish to support.

Meanwhile, Funds with a balance above $50,000 can grow through one of our investment portfolios.  You may recommend which portfolio(s) in which you'd like your gift invested.

Funds with a balance of less than $50,000 will be exempt from monthly administrative costs.  During the time period that the total balance is below $50,000, investment gains or losses do not affect Fund value.  This provides a stable Fund value, as well as the ability to add to the Fund and distribute from the Fund via Web free of charge.

Funds with a balance that exceeds $100,000 may be placed in more than one investment portfolio.  HCF's policy is to allocate earnings and losses (less administrative costs) to the Fund each month.

Funds with a balance that exceeds $300,000 are available for separately managed investment.

Choose the investment portfolio that meets your needs:
If your Giving Fund or Legacy Fund balance is above $50,000, you may recommend that your gift be placed in one of the five following investment portfolios. 

Growth portfolio

• Seeks long-term capital appreciation
• Invested 60% in U.S. equities, 20% in international equities, and 20% in short-term intermediate bonds and money market
• Intended for Funds held for long-term growth
• Distribution horizon is five or more years.

Balanced portfolio

• Seeks high total return
• Invested in 60% equities and in 40% long-term and short-term bonds and money market
• Intended for Funds held for long-term growth
• Distribution horizon is five or more years.

Conservative portfolio

• Seeks growth and income
• Invested in 40% equities and 60% bond funds
• Intended for Funds held for long-term growth
• Distribution horizon is five or more years.

Bond Portfolio

• Seeks conservative level of income and stability
• Total portfolio invested in bond funds
• Intended for Funds held for income and moderate capital appreciation
• Distribution horizon is three or more years.

Money Market Portfolio

• Seeks preservation of capital and maintains a stable fund value with institutional money market rates
• Distribution horizon is immediately or within a few years.

	Steering a teenager toward God and away from drugs ... just one of the many ways that individuals and families are furthering the Gospel of Jesus Christ through HCF's Funds.